MOVE MONEY WITH EASE
Banking That
Moves With You
With Ukuba, managing your money is easy. Move money, pay bills, and stay on top of your finances, anytime, anywhere, stress-free.
“Ukuba makes managing my money so easy. I can send, save, and track everything in one place.”

Johnson Dumelo


Why choose Ukuba?
An easier way to send and receive money.
Instant Transfer
Send money instantly, anytime, no waiting.
Global Reach
Send & receive across Africa, Asia, Europe, and more.
Clear Pricing
No hidden fees. Just great rates every time.
Secure
Your money is protected with bank-level security.
All your banking, right in your pocket.
Bank, Pay, Shop & Grow
All in One App
Bank better with Ukuba. Send, spend, save, and stay in control, all from your phone.
Open a real U.S. account from your phone. Get paid, shop online, and manage your money like a local, no U.S. address needed.
Need to get paid? Create a secure link and send it to anyone. Great for freelancers, side gigs, or quick personal transfers.
Shop online safely with instant virtual cards. Perfect for subscriptions and one-time purchases. Keep your real account info safe.
Settle your bills anytime; electricity, water, internet, or airtime. It’s fast, easy, and right inside the app.
Move money across countries with zero stress. Fast, secure, and super simple, no long forms or long waits.
Own a piece of big U.S. brands. Start investing with just a few taps, no middlemen, no fuss.

Shop smart with your UkuCard
Create a virtual card instantly to shop online and pay safely. Your real account stays private.
Send money your way
With Ukuba, you can use mobile wallets, bank transfers, or global payment options to send money anywhere, anytime.
Mobile Wallets
Send and receive money instantly using trusted mobile wallets across Africa. Fast, easy, and reliable.


Bank Transfers
Securely move money to and from your bank account using ACH or wire transfers. Perfect for local or international needs.
Account-to-Account Transfers
Easily send money between bank accounts, whether you’re transferring locally or across borders.


Pay to China
Send money securely to China with support for UnionPay and Alipay. Safe and smooth every time.
Send money to 20+ countries

What our users say

Amina K.
"Ukuba makes banking so easy. I send money, pay bills, and check my balance, all from my phone"

Zanele M.
"I get paid from clients abroad with no stress. The payment links and virtual cards are game-changers."

Kwame A.
Managing payments and transfers with Ukuba is smooth and reliable. It saves me so much time.

Chidera E.
"I use Ukuba to budget and shop online. The virtual card keeps my real account safe. Love it."

Tariro N.
"Sending money home used to be complicated. Now I just tap and it’s done in seconds."

Joshua B.
"I signed up in minutes and had a real US account ready to use. It feels like a bank that actually gets me."
Frequently Asked Questions
FAQs
Didn’t find your answer here? Just send us a message and we’ll help in no time.



Yes. Ukuba uses advanced security technology to protect your money and personal information at every step. Your safety is our top priority.
Transfers with Ukuba are processed quickly and securely. You’ll always be able to track your money in real time.
Ukuba lets you send money internationally, pay bills, open a US bank account, create virtual cards for online shopping, receive money with payment links, and invest in U.S. stocks, all in one platform.
You can send money across Africa, Asia, Europe, North America, and more. Ukuba connects you to global destinations quickly and reliably.
